Explore Top Companies & Places in Ghana

Universal Merchant Bank

Universal Merchant Bank (UMB) is a leading financial institution that offers a wide range of banking services to both retail and corporate customers. With its headquarters in Accra, Ghana, UMB has established itself as a trusted and reliable bank in the region. As a universal bank, UMB holds a banking license that allows it to provide various financial products and services to its customers.

Encompass Retail Banking

UMB’s retail banking division caters to the needs of individual customers. Whether you are looking for a personal bank account, a personal checking account, or personal savings accounts, UMB has you covered. With competitive rates and a commitment to customer satisfaction, UMB strives to make your money work harder for you. From offering credit cards with low introductory APR to providing equal housing lender services, UMB ensures that your financial goals are within reach.

Corporate Banking Services

UMB’s Corporate Banking division serves a diverse range of customers in all sectors of the economy, both local and international. From medium-sized businesses to large conglomerates, UMB provides excellent relationship management services to its corporate customers. The division is divided into segments, including Local Corporates, Multinationals, Government Business & Parastatals, International Organizations & NGOs, and Non-Bank Financial Institutions.

The hallmark of UMB’s Corporate Banking division is building and managing relationships. The division offers a comprehensive range of services, including investment solutions, project financing, working capital financing, equipment leasing, commercial real estate services, trade financing, payroll services, structured trade, commodity finance, and corporate finance and advisory services.

Branches and Locations

UMB has multiple locations throughout Ghana, including branches in Accra and Kumasi. The bank’s head office is located in Accra Central, the capital city of Ghana. With subsidiary entities and a strong presence in the country, UMB is committed to serving the financial needs of its customers.

If you are looking for a UMB branch near you, you can visit the bank’s website for a complete list of branches and their addresses. UMB also provides online banking services through its UMB SpeedApp, allowing customers to conveniently manage their accounts and perform transactions.

Contact Information

Contact No: +23303026663316

Postal Address: PO Box GP 401, Accra, Ghana

Merban House, No 44 Kwame Nkrumah Avenue

Email: Send Enquiry

Website: www.myumbbank.com

UMB is a member of the Federal Deposit Insurance Corporation (FDIC) and is committed to providing secure and reliable banking services to its customers. All rights reserved.

Disclaimer: This article is for informational purposes only and should not be considered as financial advice. Please consult with a professional financial advisor before making any financial decisions.