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Ghana National Bank (Investment Banking)

GN Bank Ghana or Ghana National Bank was incorporated on May 30, 1997. Our goal is to provide unparalleled excellence in service anytime, anyplace, and anywhere. They offer a wide range of innovative financial products including employee loans, checking and savings accounts, consumer and residential loan products.
To be the National Bank for the ordinary person providing the ordinary Ghanaian client banking services throughout Ghana and be known for excellent customer service while creating wealth for their stakeholders.
To be a truly National Bank for the Ordinary person namely; Farmers, Professionals, Students, Workers, and Small and Medium Scale Entrepreneurs in Ghana
Goal And Core Values
To become the People’s Bank.
Core Values
Ghana National Bank approach every aspect of our work with the highest standards of integrity.

Stated on their website:

We value our customers.
We approach our work as a professional team.
We treat each other as we wish to be treated by others.
Loyalty and absolute honesty.

General Banking
Money Transfer – Sika Plus
Investment Banking
Diaspora Services

GN Bank Head Office

The Ghana National Bank – Head Office is around Kokomlemle the Black Star Square Accra. It is also around OSU, Akosnachi Enterprise Gh and Labadi. Their main telephone number is 030 221 8855. Opens at 8am-4pm.

Postal Address:

C625/3 Fourth Crescent Road, Asylum Down, Accra – Ghana.


302-218-855 / +233-202-220360



Asylum Down


Greater Accra



The Full Meaning of GN Bank

Ghana National Bank used to be First National Bank. The name was transformed to Ghana National Bank on September 18, 2014. Since then, it changed it status from a Savings and Loans Company which was First National Savings and Loans to a Universal Bank. They also changed their logo to suit their new Bank Name. Like the Consolidated Bank of Ghana, GN also offers Foreign Exchange services, personal and business loan services, international remittances, and digital platforms to engage online customers for easier transactions.

Objectives of the Bank.

Ghana National Bank had a client base of around 500,000. The sudden rise of their clientele is perhaps due to their impeccable objective which is to set up facilities for the ordinary Ghanaian by introducing products to workers, traders, professionals, and the micro-industry like small and medium entrepreneurs and businesses.

The Current State of Ghana National Bank

On April 17th, 2018, Ghana National Bank and other indigenous banks in Ghana formed a committee to submit a report on the 26th of May 2018 to the president about a petition.

This petition voiced out an out of norm policy issued by the Bank of Ghana. They described in the 11-page petition asking the Government to explain why they were given the same deadline as other foreign Banks for coming out with a GHS 400 Million minimum capital requirement.

GN was hit hard by clients’ panic withdrawals. This led the shareholders of the Bank to vehemently look for alternatives to fund the Bank to meet the 400 million requirements while they continue to write petitions and urged the Government to consider.

GN and Ecobank Ghana

On the 4th of January 2019, this petition was approved and the request was granted to the shareholders to be reclassified. Currently, Ghana National Bank has partnered with Ecobank Ghana on Friday 29th of March 2019 and made an astounding success for their capital.

Interest Rates

Most of our interest-earning accounts and rates are compounded and calculated monthly. These Ghana National Bank Interest rates are mostly based on daily collected balances. These interest rates are determined at the discretion of the bank and are subject to change without notice.

Deposit Rates

Checking Accounts

AccountMin. Deposit to OpenMin. Balance to Obtain APYAPY
Super NOW$1,000.00$10,000.000.03%

Savings Accounts

AccountMin. Deposit to OpenMin. Balance to Obtain APYAPY
Statement Savings$100.00$500.000.01%
Moola Moola$5.00$5.000.01%

Certificate of Deposits

TermMin. Deposit to OpenMin. Balance to Obtain APYAPY
91 Days$1,000.00$1,000.000.05%
182 Days$1,000.00$1,000.000.05%
1 Year$1,000.00$1,000.000.15%
18 Month$1,000.00$1,000.000.20%
30 Month$1,000.00$1,000.000.25%
3 Years$1,000.00$1,000.000.30%
5 Years$1,000.00$1,000.000.60%

List of GN Bank Accounts/Check and Time of Operations

The following are the list of the Bank’s accounts to meet the client’s needs. You can also check-out the customer service number: 030 221 8855  and can be reached on the following days and hours: Thursday 8 am–4 pm, Friday, (Labor Day) 8 am–4 pm Hours might differ, Saturday 9 am–2 pm, Sunday Closed, Monday 8 am–4 pm, Tuesday 8 am–4 pm, Wednesday 8 am–4 pm

  • Personal Checking

    Personal Checking is one of the most popular products of the bank. It offers a low minimum balance which is suitable for general and everyday needs.

  • Renaissance Checking

    Renaissance Checking is for retirement and eligible by direct deposit from government or pension check. This product offers an exceptionally low minimum daily balance of $10.

  • Retail Checking

    Retail Checking is for personal use and also offers low minimum balance on a debit card.

  • Statement Savings

    Statement Savings offers access to protect your money while earning interest and can be withdrawn easily at any time with the benefit of using a GN ATM card.

  • Investment Banking: Investment banking is when a bank decides to engage in advisory-based financial transactions on behalf of individuals, corporations, and governments. This is normally associated with corporate finance which most banks assist in raising capital financially.

Groupe Nduom

Groupe Nduom is a broad-based Multinational Business Financial Group that holds business of Ghanaian and American origin which includes over 60 independent companies across top industries.

Groupe Nduom is the parent of Ghana National Bank. Their operations are diverse with a portfolio that is spread across three continents. Their purpose is to serve clients and customers with enthusiasm, discipline, and innovation.

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