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Ghana Exchange Rates

7 currencies with cited sources, updated regularly.

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The exchange rate in Ghana depends on where you change your money. The Bank of Ghana interbank rate, the official benchmark, put the US dollar at GH¢11.5500 on 18 September 2026, but forex bureaux were selling dollars closer to GH¢12.15. That gap of about 5 percent is the real cost of changing money on the street. This page tracks the cedi against the dollar, pound, euro and four more currencies, with the date on every figure.

Official rates from the Bank of Ghana Daily Interbank FX Rates, which the Bank publishes each working day. The figures below carry the date of the release they came from. Published by websitesgh.com.

CurrencyBank of Ghana rate (mid)As of
US Dollar (USD)GH¢11.550018 Sep 2026
British Pound (GBP)GH¢15.446418 Sep 2026
Euro (EUR)GH¢13.244518 Sep 2026
Canadian Dollar (CAD)GH¢8.1615 Jul 2026
South African Rand (ZAR)GH¢0.7015 Jul 2026
Nigerian Naira (NGN)GH¢0.008314 Jul 2026
CFA Franc (XOF)GH¢0.019915 Jul 2026

Source: Bank of Ghana Daily Interbank FX Rates, 18 September 2026 (USD/GBP/EUR); Stanbic Bank Ghana and fx-rate.net for CAD, ZAR, NGN and CFA, which we last refreshed in July 2026 and which are older than the three majors above. Bureau rates from CediRates, 11 September 2026. Convert any amount with the currency converter, or tap a currency below.

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Why the Bank of Ghana rate and the forex bureau rate differ

This is the most important thing to understand about exchange rates in Ghana, and most global converters get it wrong for the cedi because they only show the mid-market rate. On 18 September 2026 the Bank of Ghana interbank dollar rate was GH¢11.5442 buying and GH¢11.5558 selling, but on 11 September forex bureaux were buying dollars at roughly GH¢11.75 and selling at GH¢12.15. That gap, about 59 pesewas on the selling side or roughly 5 percent, is the bureau margin. So if you buy US dollars with cedis at a bureau, expect the higher bureau rate, not the official one. See all three rates for any amount on the Ghana currency converter.

Is the Ghana cedi getting stronger or weaker?

Weaker, but only slightly, and the pace has slowed sharply. Over the twelve months to mid-July 2026 the cedi weakened about 9.91% against the US dollar. Since then it has barely moved: comparing Bank of Ghana interbank mid rates, the dollar went from GH¢11.4635 on 9 July 2026 to GH¢11.5500 on 18 September 2026, a slide of 0.75% in more than two months. Against the euro the cedi lost 1.10% over the same window, and against the pound 0.44%. A depreciating cedi raises the price of everything Ghana imports, which is why the exchange rate connects directly to inflation, to fuel prices at the pump, and to the duty and landed cost of imported goods. A stable cedi is also part of why imported inflation ran at only 2.2% in August 2026 while locally produced items ran at 6.1%.

How to get the best exchange rate in Ghana

Frequently asked questions

What is the dollar to cedi exchange rate today?

The Bank of Ghana interbank mid rate for the dollar was GH¢11.5500 on 18 September 2026, while bureaux sold dollars closer to GH¢12.15 on 11 September. See the dollar to cedi page.

What is the official exchange rate in Ghana?

The Bank of Ghana daily interbank rate, published each working day. It is the rate banks and businesses reference; the public typically transacts at the wider bureau rate.

Why is the cedi losing value?

Strong demand for foreign currency to pay for imports has pushed the cedi down against the dollar over the past year, which feeds into higher inflation.

Where can I convert cedis to dollars, pounds or euros?

Use our currency converter, which shows the official rate, the bureau rate and the spread for any amount.

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