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Ecobank Ghana

Household loan APR (1yr): 33.25 %
OverviewDetails
Ecobank Ghana BoG licensed

Ecobank Ghana average lending rate = 32.40% APR

Ecobank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 33.25%.

What Ecobank Ghana charges to borrow (APR)
Household
33.25%
Personal and consumer loans
SME
35.02%
Small and medium businesses
Corporate
33.49%
Large companies
Average lending rate 32.40%. That is 8.60 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Ecobank Ghana profile
Bank of Ghana status
Licensed universal bank, reporting in the Bank of Ghana APR release
Frequently asked
What interest rate does Ecobank Ghana charge on a loan?
Ecobank Ghana reports an average lending rate of 32.40% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 33.25%.
Is Ecobank Ghana licensed in Ghana?
Ecobank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.
Sources
  • Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot
33.25 %
Household loan APR (1yr)
35.02 %
SME loan APR (1yr)
33.49 %
Corporate loan APR (1yr)
Key facts
Household loan APR (1yr)33.25 %
SME loan APR (1yr)35.02 %
Corporate loan APR (1yr)33.49 %
Average lending rate32.40 %
Spread over GRR8.60 %
BoG licence statusLicensed universal bank, reporting in the Bank of Ghana APR release