How much does Stanbic Bank Ghana produce?

Stanbic Bank Ghana output is 35.17 %.

Stanbic Bank Ghana

Stanbic Bank Ghana BoG licensed

Stanbic Bank Ghana average lending rate = 29.99% APR

Stanbic Bank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 35.17%.

What Stanbic Bank Ghana charges to borrow (APR)

Household

35.17%

Personal and consumer loans

SME

35.97%

Small and medium businesses

Corporate

28.02%

Large companies

Average lending rate 29.99%. That is 6.19 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Stanbic Bank Ghana profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does Stanbic Bank Ghana charge on a loan?

Stanbic Bank Ghana reports an average lending rate of 29.99% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 35.17%.

Is Stanbic Bank Ghana licensed in Ghana?

Stanbic Bank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

35.17 %

Household loan APR (1yr)

35.97 %

SME loan APR (1yr)

28.02 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	35.17 %
SME loan APR (1yr)	35.97 %
Corporate loan APR (1yr)	28.02 %
Average lending rate	29.99 %
Spread over GRR	6.19 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release