How much does Absa Bank Ghana produce?

Absa Bank Ghana output is 29.34 %.

Absa Bank Ghana

Absa Bank Ghana BoG licensed

Absa Bank Ghana average lending rate = 25.96% APR

Absa Bank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 29.34%.

What Absa Bank Ghana charges to borrow (APR)

Household

29.34%

Personal and consumer loans

SME

17.03%

Small and medium businesses

Corporate

25.99%

Large companies

Average lending rate 25.96%. That is 2.16 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Absa Bank Ghana profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does Absa Bank Ghana charge on a loan?

Absa Bank Ghana reports an average lending rate of 25.96% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 29.34%.

Is Absa Bank Ghana licensed in Ghana?

Absa Bank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

29.34 %

Household loan APR (1yr)

17.03 %

SME loan APR (1yr)

25.99 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	29.34 %
SME loan APR (1yr)	17.03 %
Corporate loan APR (1yr)	25.99 %
Average lending rate	25.96 %
Spread over GRR	2.16 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release