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Consolidated Bank Ghana

Household loan APR (1yr): 38.10 %
OverviewDetails
Consolidated Bank Ghana BoG licensed

Consolidated Bank Ghana average lending rate = 31.29% APR

Consolidated Bank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 38.10%.

What Consolidated Bank Ghana charges to borrow (APR)
Household
38.10%
Personal and consumer loans
SME
45.13%
Small and medium businesses
Average lending rate 31.29%. That is 7.49 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Consolidated Bank Ghana profile
Bank of Ghana status
Licensed universal bank, reporting in the Bank of Ghana APR release
Frequently asked
What interest rate does Consolidated Bank Ghana charge on a loan?
Consolidated Bank Ghana reports an average lending rate of 31.29% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 38.10%.
Is Consolidated Bank Ghana licensed in Ghana?
Consolidated Bank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.
Sources
  • Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot
38.10 %
Household loan APR (1yr)
45.13 %
SME loan APR (1yr)
Key facts
Household loan APR (1yr)38.10 %
SME loan APR (1yr)45.13 %
Average lending rate31.29 %
Spread over GRR7.49 %
BoG licence statusLicensed universal bank, reporting in the Bank of Ghana APR release