How much does Agricultural Development Bank produce?

Agricultural Development Bank output is 37.95 %.

Agricultural Development Bank

Agricultural Development Bank BoG licensed

Agricultural Development Bank average lending rate = 32.67% APR

Agricultural Development Bank reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 37.95%.

What Agricultural Development Bank charges to borrow (APR)

Household

37.95%

Personal and consumer loans

SME

39.26%

Small and medium businesses

Corporate

37.60%

Large companies

Average lending rate 32.67%. That is 8.87 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Agricultural Development Bank profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does Agricultural Development Bank charge on a loan?

Agricultural Development Bank reports an average lending rate of 32.67% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 37.95%.

Is Agricultural Development Bank licensed in Ghana?

Agricultural Development Bank is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

37.95 %

Household loan APR (1yr)

39.26 %

SME loan APR (1yr)

37.60 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	37.95 %
SME loan APR (1yr)	39.26 %
Corporate loan APR (1yr)	37.60 %
Average lending rate	32.67 %
Spread over GRR	8.87 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release