23 banks with cited sources. Figures shown are from the Bank of Ghana APR release for May 2026.
Data period: May 2026Page updated: 17 October 2026
From the Bank of Ghana APR release. Click a column heading to sort. A dash means the bank reported no figure for that loan type in the release. Lower is cheaper.
| Bank | Household APR | SME APR | Corporate APR | Average lending rate | Release |
|---|---|---|---|---|---|
| Stanbic Bank Ghana | 11.62% | 15.17% | 11.17% | 11.23% | May 2026 |
| Ecobank Ghana | 15.64% | 14.51% | 11.88% | 13.64% | May 2026 |
| CalBank | 15.82% | 16.41% | 14.13% | 13.66% | May 2026 |
| United Bank for Africa Ghana | 16.12% | 19.79% | 14.32% | 12.58% | May 2026 |
| First Atlantic Bank | 16.57% | 16.59% | 15.36% | 14.40% | May 2026 |
| Access Bank Ghana | 16.78% | 20.98% | 12.60% | 16.75% | May 2026 |
| Fidelity Bank Ghana | 17.11% | 24.79% | 14.50% | 11.70% | May 2026 |
| OmniBSIC Bank Ghana | 17.67% | 18.91% | 13.35% | 14.01% | May 2026 |
| Absa Bank Ghana | 18.32% | 16.13% | 7.62% | 16.93% | May 2026 |
| Republic Bank Ghana | 18.83% | 22.75% | 17.05% | 13.55% | May 2026 |
| National Investment Bank | 18.90% | - | - | 15.03% | May 2026 |
| FBNBank Ghana | 19.00% | 21.13% | 13.99% | 12.83% | May 2026 |
| Zenith Bank Ghana | 19.24% | 22.25% | 13.28% | 14.50% | May 2026 |
| Consolidated Bank Ghana | 20.01% | 25.44% | 14.79% | 16.50% | May 2026 |
| First National Bank Ghana | 20.17% | 16.50% | 15.47% | 12.32% | May 2026 |
| Societe Generale Ghana | 21.12% | 19.04% | 13.21% | 14.36% | May 2026 |
| Prudential Bank | 21.48% | 18.26% | 14.86% | 16.23% | May 2026 |
| Universal Merchant Bank | 22.22% | 20.69% | 18.94% | 17.97% | May 2026 |
| Bank of Africa Ghana | 22.90% | 23.42% | - | 11.54% | May 2026 |
| GCB Bank | 26.74% | 29.54% | 14.63% | 23.49% | May 2026 |
| Agricultural Development Bank | 28.13% | 27.48% | 23.82% | 19.59% | May 2026 |
| Guaranty Trust Bank Ghana | - | 33.58% | 24.67% | - | May 2026 |
| Standard Chartered Bank Ghana | - | 11.03% | 8.70% | - | May 2026 |
