How much does Access Bank Ghana produce?

Access Bank Ghana output is 28.03 %.

Access Bank Ghana

Access Bank Ghana BoG licensed

Access Bank Ghana average lending rate = 28.00% APR

Access Bank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 28.03%.

What Access Bank Ghana charges to borrow (APR)

Household

28.03%

Personal and consumer loans

SME

31.05%

Small and medium businesses

Corporate

27.27%

Large companies

Average lending rate 28.00%. That is 4.20 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Access Bank Ghana profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does Access Bank Ghana charge on a loan?

Access Bank Ghana reports an average lending rate of 28.00% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 28.03%.

Is Access Bank Ghana licensed in Ghana?

Access Bank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

28.03 %

Household loan APR (1yr)

31.05 %

SME loan APR (1yr)

27.27 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	28.03 %
SME loan APR (1yr)	31.05 %
Corporate loan APR (1yr)	27.27 %
Average lending rate	28 %
Spread over GRR	4.20 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release