How much does First Atlantic Bank produce?

First Atlantic Bank output is 24.21 %.

First Atlantic Bank

First Atlantic Bank BoG licensed

First Atlantic Bank average lending rate = 22.25% APR

First Atlantic Bank reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 24.21%.

What First Atlantic Bank charges to borrow (APR)

Household

24.21%

Personal and consumer loans

SME

30.84%

Small and medium businesses

Corporate

27.46%

Large companies

Average lending rate 22.25%. That is 1.55 points below the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

First Atlantic Bank profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does First Atlantic Bank charge on a loan?

First Atlantic Bank reports an average lending rate of 22.25% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 24.21%.

Is First Atlantic Bank licensed in Ghana?

First Atlantic Bank is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

24.21 %

Household loan APR (1yr)

30.84 %

SME loan APR (1yr)

27.46 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	24.21 %
SME loan APR (1yr)	30.84 %
Corporate loan APR (1yr)	27.46 %
Average lending rate	22.25 %
Spread over GRR	-1.55 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release