Ghana's most complete business directory

Societe Generale Ghana

Household loan APR (1yr): 31.15 %
OverviewDetails
Societe Generale Ghana BoG licensed

Societe Generale Ghana average lending rate = 24.17% APR

Societe Generale Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 31.15%.

What Societe Generale Ghana charges to borrow (APR)
Household
31.15%
Personal and consumer loans
SME
31.08%
Small and medium businesses
Corporate
26.22%
Large companies
Average lending rate 24.17%. That is 0.37 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Societe Generale Ghana profile
Bank of Ghana status
Licensed universal bank, reporting in the Bank of Ghana APR release
Frequently asked
What interest rate does Societe Generale Ghana charge on a loan?
Societe Generale Ghana reports an average lending rate of 24.17% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 31.15%.
Is Societe Generale Ghana licensed in Ghana?
Societe Generale Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.
Sources
  • Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot
31.15 %
Household loan APR (1yr)
31.08 %
SME loan APR (1yr)
26.22 %
Corporate loan APR (1yr)
Key facts
Household loan APR (1yr)31.15 %
SME loan APR (1yr)31.08 %
Corporate loan APR (1yr)26.22 %
Average lending rate24.17 %
Spread over GRR0.37 %
BoG licence statusLicensed universal bank, reporting in the Bank of Ghana APR release