How much does GCB Bank produce?

GCB Bank

GCB Bank BoG licensed

GCB Bank average lending rate = 22.90% APR

GCB Bank reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 26.70%.

What GCB Bank charges to borrow (APR)

Household

26.70%

Personal and consumer loans

SME

31.90%

Small and medium businesses

Corporate

26.40%

Large companies

Average lending rate 22.90%. That is 0.90 points below the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

GCB Bank profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does GCB Bank charge on a loan?

GCB Bank reports an average lending rate of 22.90% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 26.70%.

Is GCB Bank licensed in Ghana?

GCB Bank is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

26.70 %

Household loan APR (1yr)

31.90 %

SME loan APR (1yr)

26.40 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	26.70 %
SME loan APR (1yr)	31.90 %
Corporate loan APR (1yr)	26.40 %
Average lending rate	22.90 %
Spread over GRR	-0.90 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release