How much does Zenith Bank Ghana produce?

Zenith Bank Ghana output is 34.14 %.

Zenith Bank Ghana

Zenith Bank Ghana BoG licensed

Zenith Bank Ghana average lending rate = 29.24% APR

Zenith Bank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 34.14%.

What Zenith Bank Ghana charges to borrow (APR)

Household

34.14%

Personal and consumer loans

SME

30.74%

Small and medium businesses

Corporate

31.24%

Large companies

Average lending rate 29.24%. That is 5.44 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Zenith Bank Ghana profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does Zenith Bank Ghana charge on a loan?

Zenith Bank Ghana reports an average lending rate of 29.24% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 34.14%.

Is Zenith Bank Ghana licensed in Ghana?

Zenith Bank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

34.14 %

Household loan APR (1yr)

30.74 %

SME loan APR (1yr)

31.24 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	34.14 %
SME loan APR (1yr)	30.74 %
Corporate loan APR (1yr)	31.24 %
Average lending rate	29.24 %
Spread over GRR	5.44 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release