How much does Prudential Bank produce?

Prudential Bank output is 42.24 %.

Prudential Bank

Prudential Bank BoG licensed

Prudential Bank average lending rate = 27.80% APR

Prudential Bank reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 42.24%.

What Prudential Bank charges to borrow (APR)

Household

42.24%

Personal and consumer loans

SME

32.70%

Small and medium businesses

Corporate

28.43%

Large companies

Average lending rate 27.80%. That is 4.00 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Prudential Bank profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does Prudential Bank charge on a loan?

Prudential Bank reports an average lending rate of 27.80% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 42.24%.

Is Prudential Bank licensed in Ghana?

Prudential Bank is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

42.24 %

Household loan APR (1yr)

32.70 %

SME loan APR (1yr)

28.43 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	42.24 %
SME loan APR (1yr)	32.70 %
Corporate loan APR (1yr)	28.43 %
Average lending rate	27.80 %
Spread over GRR	4 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release