How much does National Investment Bank produce?

National Investment Bank output is 31.28 %.

National Investment Bank

National Investment Bank BoG licensed

National Investment Bank average lending rate = 30.27% APR

National Investment Bank reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 31.28%.

What National Investment Bank charges to borrow (APR)

Household

31.28%

Personal and consumer loans

Average lending rate 30.27%. That is 6.47 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

National Investment Bank profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does National Investment Bank charge on a loan?

National Investment Bank reports an average lending rate of 30.27% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 31.28%.

Is National Investment Bank licensed in Ghana?

National Investment Bank is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

31.28 %

Household loan APR (1yr)

Key facts

Household loan APR (1yr)	31.28 %
Average lending rate	30.27 %
Spread over GRR	6.47 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release