United Bank for Africa Ghana average lending rate = 18.00% APR
United Bank for Africa Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 26.95%.
APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.
Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.
| Household loan APR (1yr) | 26.95 % |
|---|---|
| SME loan APR (1yr) | 37 % |
| Corporate loan APR (1yr) | 32.32 % |
| Average lending rate | 18 % |
| Spread over GRR | -5.80 % |
| BoG licence status | Licensed universal bank, reporting in the Bank of Ghana APR release |
