How much does First National Bank Ghana produce?

First National Bank Ghana output is 32.64 %.

First National Bank Ghana

First National Bank Ghana BoG licensed

First National Bank Ghana average lending rate = 29.80% APR

First National Bank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 32.64%.

What First National Bank Ghana charges to borrow (APR)

Household

32.64%

Personal and consumer loans

SME

37.65%

Small and medium businesses

Corporate

31.74%

Large companies

Average lending rate 29.80%. That is 6.00 points above the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

First National Bank Ghana profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does First National Bank Ghana charge on a loan?

First National Bank Ghana reports an average lending rate of 29.80% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 32.64%.

Is First National Bank Ghana licensed in Ghana?

First National Bank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

32.64 %

Household loan APR (1yr)

37.65 %

SME loan APR (1yr)

31.74 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	32.64 %
SME loan APR (1yr)	37.65 %
Corporate loan APR (1yr)	31.74 %
Average lending rate	29.80 %
Spread over GRR	6 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release