How much does Guaranty Trust Bank Ghana produce?

Guaranty Trust Bank Ghana output is 23.72 %.

Guaranty Trust Bank Ghana

Guaranty Trust Bank Ghana BoG licensed

Guaranty Trust Bank Ghana average lending rate = 20.00% APR

Guaranty Trust Bank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 23.72%.

What Guaranty Trust Bank Ghana charges to borrow (APR)

Household

23.72%

Personal and consumer loans

Corporate

33.95%

Large companies

Average lending rate 20.00%. That is 3.80 points below the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Guaranty Trust Bank Ghana profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does Guaranty Trust Bank Ghana charge on a loan?

Guaranty Trust Bank Ghana reports an average lending rate of 20.00% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 23.72%.

Is Guaranty Trust Bank Ghana licensed in Ghana?

Guaranty Trust Bank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

23.72 %

Household loan APR (1yr)

33.95 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	23.72 %
Corporate loan APR (1yr)	33.95 %
Average lending rate	20 %
Spread over GRR	-3.80 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release