How much does Fidelity Bank Ghana produce?

Fidelity Bank Ghana output is 35.88 %.

Fidelity Bank Ghana

Fidelity Bank Ghana BoG licensed

Fidelity Bank Ghana average lending rate = 22.50% APR

Fidelity Bank Ghana reports this in the Bank of Ghana Annual Percentage Rate release, Jun 2025. On a typical household loan the APR is about 35.88%.

What Fidelity Bank Ghana charges to borrow (APR)

Household

35.88%

Personal and consumer loans

SME

44.54%

Small and medium businesses

Corporate

32.90%

Large companies

Average lending rate 22.50%. That is 1.30 points below the Ghana Reference Rate, the benchmark all banks price loans from.

APR (Annual Percentage Rate) is the all-in yearly cost of a loan including fees, so it is the fair way to compare banks. Figures are the Bank of Ghana APR release, Jun 2025.

Fidelity Bank Ghana profile

Bank of Ghana status: Licensed universal bank, reporting in the Bank of Ghana APR release

Frequently asked

What interest rate does Fidelity Bank Ghana charge on a loan?

Fidelity Bank Ghana reports an average lending rate of 22.50% APR in the Bank of Ghana APR release (Jun 2025). On a household loan the APR is about 35.88%.

Is Fidelity Bank Ghana licensed in Ghana?

Fidelity Bank Ghana is a licensed universal bank, reporting in the Bank of Ghana APR release.

Sources

Bank of Ghana Jun 2025

Every figure on this page is dated and drawn from a named public source. Data changes over time; check the source for the latest.

Snapshot

35.88 %

Household loan APR (1yr)

44.54 %

SME loan APR (1yr)

32.90 %

Corporate loan APR (1yr)

Key facts

Household loan APR (1yr)	35.88 %
SME loan APR (1yr)	44.54 %
Corporate loan APR (1yr)	32.90 %
Average lending rate	22.50 %
Spread over GRR	-1.30 %
BoG licence status	Licensed universal bank, reporting in the Bank of Ghana APR release